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Apple Pay is much more than a frictionless and secure payments service, Apple also thinks it will help accelerate the digital transformation of the banking industry.
Apple says so
Apple’s true intentions around Apple Pay are becoming easier to identify as the company goes through the Australian legal process in a disagreement with some (but not all) local banks.
In recent court filings reported by the Sydney Morning Herald, the company explained how Apple Pay-driven disruption of the banking system may help customers:
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